Self-Managed Super Fund Lending

Self-managed super fund loans, or limited recourse borrowing arrangements as they are also known, are one of the most complex forms of lending and, due to this, several brokers choose not to operate in this space.  At Aisling Financial we ensure this process is made as streamlined as possible for every client.  We can:

• Project manage your SMSF investment property purchase and liaise with the other professionals involved in the process.
• Arrange the pre-approval of the loan prior to the establishment of the SMSF to ensure that the scenario meets with the lender’s requirements.
• Conduct a professional review to ensure that all professionals involved are qualified in their roles and have the necessary experience in this field.
• Recommend professionals where necessary to assist with the project, such as accountants, solicitors and financial planners.
• Check that the property being acquired meets the definition of a ‘single acquirable asset’.
• Prepare a cash flow analysis of the super fund prior to purchase.
• Source a product that meets the liquidity of the fund and is competitive in regards to both interest rate and fees charged by the lender.

Please Note: Your full financial situation will need to be reviewed prior to acceptance of any offer or product.